What do I do when?

6 to 9 months before you turn 65

6 to 9 months before you turn 65

Meet with a qualified advisor, licensed and certified, with multiple Medicare insurance plans to learn about all of your Medicare options, including remaining on Employee and Retiree Group Insurance.

3 months prior to turning 65

3 months prior to turning 65

Enroll in Medicare Part A

If you are not covered by Employer Group Health Insurance Plan, with more than 20 people insured, you will need to enroll in Medicare’s Part B and Part D.

Additionally

Choose Medicare as your insurance and enroll in a Medicare Supplement (Medigap) and a Part D Prescription Drug Plan.

or

Replace your Medicare benefits by selecting a Medicare Advantage Plan including Part D prescription drugs.

Within 60 days of leaving an employer group but after age 65

Within 60 days of leaving an employer group but after age 65

Enroll in Part A and Part B of Medicare

then

Choose Medicare as your insurance and select a Medicare Supplement (Medigap) and a Part D Prescription Drug Plan.

or

Replace your Medicare benefits by selecting a Medicare Advantage Plan including Part D prescription drugs.

October 15 to December 7th

October 15 to December 7th

Annual Election Period (Open Enrollment) for Medicare Advantage Plans and Medicare Part D Prescription Drug Plans. Select a plan that most appropriately meets your needs.

Any month in your first year on Medicare Part A

Any month in your first year on Medicare Part A

Annual Election Period (Open Enrollment) for Medicare Advantage Plans and Medicare Part D Prescription Drug Plans. Select a plan that most appropriately meets your needs.